Paste any email before you schedule it. It only passes when the body clearly mentions a loan and the button clearly points to a loan application - the two things EmailOctopus checks.
Rule: PASS needs both - (1) the body reads as a genuine loan offer, and (2) the CTA button text or its link clearly means "apply for / check a loan". Miss either and it FAILS, with suggested words to fix it. The exact word "loan" is not required - loan-related or other wording is fine, as long as the loan-application meaning is unmistakable and not misleading. Runs 100% in your browser; nothing is uploaded.
How the checker decides
Body reads as a loan application: the meaning must clearly be a loan / borrowing offer. That can be the word "loan", or loan-sense wording - borrow, repay, APR, installments, lender, or "money you get and pay back". The word "loan" is optional; money words like "cash" / "funds" alone are not enough.
CTA loan-clear: the button text must say something loan-specific (or match a known good CTA), OR the link must contain a loan path (/loan, /apply, /personal-loan, /prequalify...).
Advisory (does not fail the email): flags off-topic content (insurance, crypto, credit-repair, sweepstakes, grants...), a subject with no loan mention, and spam-trigger words from the team blocklist. Loan and apply words are intentionally allowed.
Word matching is boundary-aware, so a sending domain that merely contains the letters "loan" is not, by itself, counted as "the link mentions a loan".